Window cleaners know what it is like to not get paid on time. Customers may be late paying, which can cause you to spend a lot of time and energy collecting payments. This can impact your cash flow and profit margins. How can you avoid this? Read on for some solutions. You may be able to repay your window cleaner debt without having to file for bankruptcy. Here are some methods you can try.
Direct Debit
If you’re looking for a new customer acquisition strategy, you can introduce Direct Debit to customers as a way to get paid on time. GoCardless lets customers sign up for Direct Debit on a website or tablet while you’re on the customer’s doorstep. Direct Debit customers will then receive an email with a link to pay. CleanerPlanner integrates seamlessly with GoCardless, making it easy to link payments to customers or jobs.
Many business owners don’t want to spend their evenings doing cash collections. That’s why they’ve adopted the GoCardless system to make this process easier for their customers. They must be able to convince customers to use the new payment method. However, window cleaners don’t expect customers to pay by Direct Debit. The new system requires that at least half of customers agree to pay via Direct Debit. If your credit is struggling Personal Tradelines has you covered with trade lines for sale.
Direct Debit is the safest payment method in the UK. Direct Debit means that you don’t have to chase customers for payment or spend hours chasing them down for late payments. Plus, your customers are unlikely to be late, meaning you won’t need to be late with your payments. GoCardless ensures that your customers pay you on time, every time. In addition to the advantages for your customers, it can save you time and money.
Insurance
As a window cleaner, you should have adequate insurance to cover the costs of accidents and damages caused by your customers. Your general liability policy will cover the cost of repairs if a customer falls on your property. This type of insurance is especially important if your window cleaners don’t have workers’ compensation coverage. The homeowner’s insurance may not cover the costs if a window cleaner has an accident in their home or has a slip and fall while cleaning a client’s windows, and the homeowners are not at fault.
Window cleaners need insurance because their work often involves hazardous chemicals and is outdoors. When these substances are used improperly, they could damage or even injure the client’s property. The window cleaner could be sued and would have to pay the client back. These expenses can be covered by general liability insurance, so it is important to shop around for the best deal.
General liability insurance
General liability insurance should be combined with insurance to cover the repayment of debts to window cleaners. This insurance will protect the window washer from lawsuits arising out of accidents and other damages. It covers the window cleaner’s products as well as completed operations. This can include cleaning solutions or equipment. It is also useful for window cleaners who are self-employed. Bundled insurance can help you reduce risk and save as much as 10% A general liability policy will protect you from lawsuits.
In addition to general liability insurance, it is also a good idea to consider purchasing workers’ compensation insurance for your employees. This coverage will help cover the costs of injuries caused by your window cleaners and the property damage caused by the van. Moreover, it will also cover the costs of repairs to the client’s home. This insurance is very important and well worth the investment. If you don’t have the coverage you need, you may end up in deep trouble.